Take out the best Health Insurance in Spain
EXCLUSIVE FOR EXPATRIATES IN SPAIN
We work with the best health insurances companies in Spain
Monthly or Annual Payment, both valid for residency (EU and non-EU citizens)
In 24 hours maximum
Professionally and on time
Fixed quote
With or without copayment
Public Health Coverage in Spain
| Covered? | Note: | |
|---|---|---|
| Doctors and medical specialists | Yes | |
| Emergency care, hospital stays, and at-home treatment | Yes | |
| Prescription medication | Partially | The SNS covers 40Ð60% of the cost, depending on your earnings.ÊRetireesÊonly pay 10% of their medication fees. |
| Mental healthcare | Yes | |
| Maternity care | Yes | |
| Dentistry | No | |
| Specialized vision care | Yes | |
| Sexual and reproductive health | Partially | If you have a prescription from a family doctor, your costs are partially covered. Treatment without a prescription is not covered. Insurance for fertility treatments differs by region of Spain, so itÕs good to check with your doctor first. |
| Vaccinations | Yes | Mandatory vaccines are covered, optional ones are not. |
| Alternative medicines and complementary therapies | No | |
| Treatment abroad | Maybe | The SNS only covers emergencyÊmedical costsÊin EU member states. |
Lots of benefits and a large Medical Network
The Quality of our Management processes in our health insurance in Spain has been acknowledged by the ISO 1990 certification. With over 20.000 medical specialists throughout Spain, we can provide you with English speaking doctors.
At Expat Agency we understand that it is crucial for our customers to feel satisfied from day one; which is why we offer you a wide range of products, so that each person takes out the insurance policy that is best suited to their needs. We provide you with all of the facilities we have access to in order to offer you the best service, prepared for any type of incident.
Unlimited hospital admission: medical, surgical, paediatric and ICU care
Dental supplement included
Personalised assistance 24h a day in English
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How to Choose the Best Health Insurance in Spain 🇪🇸
Choosing the right health insurance in Spain can feel overwhelming, but with the right approach, it’s totally manageable. Here’s a quick guide to help you make the best choice for you and your family! 👇
1. Understand the Healthcare System 🏥
• Public Healthcare (SNS): Spain offers excellent public healthcare, and it’s free for most residents and EU citizens. However, wait times can be long, and certain treatments may not be covered.
• Private Healthcare: Private insurance offers faster access to treatments, shorter wait times, and more options for English-speaking doctors.
2. Determine Your Needs 🩺
• Consider factors like age, medical history, and lifestyle. Do you need frequent check-ups? Or perhaps you travel a lot and want international coverage? Make a list of what matters most.
3. Compare Plans 📊
• Use comparison tools like Rastreator or Acierto to see what different plans offer and their costs.
• Look into plans from popular insurers like Sanitas, Adeslas, and Asisa for competitive options.
4. Check for Exclusions and Waiting Periods 🚫⏳
• Watch out for exclusions (e.g., pre-existing conditions) and waiting periods for certain treatments. This is especially important if you may need specialist treatments soon.
5. Understand the Coverage Network 🌐
• Ensure your preferred doctors, specialists, and hospitals are covered. Most insurers have a list of healthcare providers on their websites.
6. Look for Added Benefits ✨
• Some insurers offer dental care, wellness programs, or even travel insurance as part of their plans. Make sure you get the most out of your coverage!
7. Consider Your Budget 💶
• Health insurance in Spain can range from €50 to €200+ per month depending on coverage and age. Set a budget, but don’t sacrifice essential coverage just to save a few euros.
8. Ask for Advice 💬
• If you’re new to Spain or unsure, ask other expats, friends, or family members about their experiences with different insurers.
With these steps, you’ll be well on your way to finding the perfect health insurance in Spain. Stay covered, stay healthy! 💙
